Few aspects of individual and business life today are untouched by insurance issues.   Often the consumer is simply unable to decipher the complex language of an insurance policy, and to determine the meanings of the terms of art that have been developed over the centuries.  A commonly understood word or phrase in an insurance policy may have vastly different implications in the context of a policy, and carry with it a number of legal rights and responsibilities.

Because of the disparity between the consumer and the insurance company, the courts have developed many specialized rules governing the formation and application of insurance contracts.  Our firm has advised and represented individuals, professionals, and businesses in many complex insurance disputes.